Children enjoying Zakat donations

Zakat, Zakah, Zakaat

Find out everything you need to know about Zakat

What Is Zakat?

Zakat, also spelled Zakah or Zakaat, is one of the five pillars of Islam and an act of worship. The meaning of zakat is “to purify” and so to purify our own wealth all Muslims are obliged to pay a portion of one’s assets to help those in need. Zakat benefits the giver as well as the receiver.

Who has to pay Zakat?

All Muslim adults who are sane and possess the nisab (a minimum amount of wealth held for a year) should pay Zakat.

What is the nisab?

The nisab is a minimum amount of wealth that a Muslim must possess for a whole year before zakat becomes due.

How much is the nisab?

Nisab can be determined in terms of gold or silver – The current value of Nisab in Gold is £2902.28 and in Silver is £250.04

How much Zakat do I need to pay?

Although there are no specific guidelines in the Holy Qur’an on exact percentages to be given as Zakat, the customary practice is to give 2.5% on capital assets. On agricultural goods, precious metals and livestock, the rate varies between 2.5% and 20%.

How to calculate my Zakat?

You don’t have to do lots of complicated maths to work out your Zakat payment – simply use our simple Zakat Calculator UK

How to calculate my Zakat?

After using Zakat Calculator UK, you can donate your zakat to any of the suggested zakat-applicable plans or choose your own project at Penny Appeal

What types of wealth are included in Zakat?

Zakat Calculator UK includes all relevant zakatable assets. These include cash, shares, pensions, gold and silver, business goods, crops and cattle and income from investment property. Personal items such as home, furniture, cars, food and clothing (unless used for business purposes) are not included.

Who can receive zakat?

The Holy Qur’an tells us who may benefit from zakat:

  • The poor
  • The destitute
  • Administrators and collectors of zakat
  • New Muslims facing hardship
  • Muslims who are unable to pay their debt
  • Travellers who do not have enough money to return home
  • People working in the path of Allah (swt)
  • Zakat may also be used to free slaves

When should I pay Zakat?

Zakat is payable as soon as the nisab (minimum amount of wealth) has been held for a lunar year. If the date of first becoming sahib-un-nisab (owner of wealth equal to or in excess of nisab) is known then use that as your Zakat date, if not a date may be chosen. Some people choose to pay their zakat during Ramadan in recognition of this special time of year and because rewards for good deeds carried out during Ramadan are multiplied. However, it is our duty to pay zakat when it becomes due rather than delay payment and wait for Ramadan. Wealth can fluctuate during the year, going above and below nisab. Zakat is only due if wealth is in excess of nisab at the end of a person’s Zakat year.

Can I spread Zakat payments throughout the year?

Yes, zakat can be paid monthly by setting up a regular monthly payment such as a direct debit. Penny Appeal can help you to do this with our zakat-eligible sponsorship programmes, suitable for a range of zakat levels.  These sponsorships can change lives and help build futures. Find out more about zakat-eligible sponsorships.

Can I pay my zakat in advance?

Zakat can be spread throughout the year, for example by setting up a monthly direct debit. However, the total amount payable must be paid by the due date.

What if I miss a Zakat payment?

If Zakat has not been paid in previous years, whether through negligence or ignorance or error, then an honest attempt must be made to calculate the payment owed. This must then be paid as a matter of urgency.

Can I Gift Aid my Zakat payment?

Yes! Gift Aid is a valuable tax concession that does not cost donors a penny. It enhances the value of donations made to registered charities by 25% and can be made by all UK tax payers. It is simple to allow Penny Appeal to claim Gift Aid – just tick the box on the web page or form when you make a donation.

What are tola, bhori and vori?

Tola is a unit of weight used in the Asian Subcontinent that is equal to the weight of a silver rupee. It is also known as bhori or vori. One tola is equal to 11.66 grams. Therefore, 87.48 grams of gold is equivalent to 7.5 tola.

Donate your Zakat with Penny Appeal and give 100% of your Zakat to those in desperate need.

Sponsor an orphan and provide everything they need for a happy childhood and a brighter future.

Build a well and provide safe water for drinking, washing and watering crops.

Provide nutritious meals to orphans, widows and the elderly